The Benefits Online summaries below provides you with the information you need to get the most from the program offered to our Represented retirees. If you are not an eligible Represented retiree, who retired on or after January 1, 2010, this information does not apply to you. The information contained on this site is as accurate as possible; however, final interpretation is governed by the terms of official insurance contracts. In case of conflict between the content on this site and the relevant contract, the contract will prevail. For the complete NCBAA Trust Fund Health Care Plan provided by Coughlin’s, please click here

Plan Provider

The administration of the Plan will be handled by Coughlin & Associates Ltd. Sun Life Financial only acts as the underwriter and claims adjudicator. Only claims related questions are to be directed to Sun Life Financial, all other issues are to be directed to Coughlin & Associates Ltd.