Health Practitioner

80%	The Health Care Plan covers reasonable and customary charges incurred for eligible expenses, as long as they: are medically necessary for the treatment of disease or injury, are within the practitioner’s area of expertise, require the skills and qualifications of such a practitioner, and are provided by a practitioner licensed, registered, or certified through the respective provincial licensing body or professional organization. You pay the remaining cost.

Expenses with a maximum reimbursable amount will be paid at 100%.

Type of Expense	Maximum Reimursable Expense
Acupuncturist	$300¹ for each covered person in any one calendar year
Chiropodist/Podiatrist	$300¹ for each covered person in any one calendar year
Chiropractor	$500¹ for each covered person in any one calendar year
Electrology	By an electrologist or a physician. Limited to treatment to remove excessive hair from exposed areas of the face and neck (when the patient suffers from severe emotional trauma as a result of the condition) $20¹ for each visit psychiatrist’s or psychologist’s prescription required every 12 months
Naturopath	$300¹ for each covered person in any one calendar year
Osteopath	$300¹ for each covered person in any one calendar year
Physiotherapist	Services of a licensed physiotherapist when ordered by a doctor
Psychologist	$1,000 for each covered person in any one calendar when ordered by a doctor
Registered Massage Therapist	$300¹ for each covered person in any one calendar year
Speech-Language Pathologist	$500¹ for each covered person in any one calendar year Physician’s prescription required every 12 months

¹All expenses with a maximum reimbursable amount will be paid at 100% coinsurance.